# Features

Strovum brings the core tools of Web3 together in a single, easy-to-use platform. Every feature is designed to simplify blockchain interactions and make crypto accessible, secure, and intuitive for all users.

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### 💲 Payments

Strovum makes digital payments feel as natural as sending a message. Whether you’re splitting a bill, paying a freelancer, or sending funds across borders, all transactions happen seamlessly within the chat. No app-switching, no manual wallet copying—just tap, confirm, and complete.

Built on **Base**, Coinbase’s Ethereum Layer-2 network, Strovum offers fast, low-cost transactions with Ethereum-grade security. With support for major blockchains like **Bitcoin, Solana, XRP, BNB Chain**, and more, the platform is fully multi-chain, designed to work across real ecosystems.

An AI-powered intent engine interprets user actions, chooses the most efficient blockchain route, and executes the transaction automatically—keeping the experience human and familiar.

#### 🔑 Key Features

* **Non-Custodial by Design**\
  Users always control their keys; Strovum never takes custody of funds, ensuring privacy and full ownership.
* **One-Tap Payments**\
  Send or receive assets instantly inside the chat—no extra steps, no confusion.
* **Payment Requests**\
  Easily request tokens or amounts with pre-filled prompts, all within the conversation.
* **AI-Powered Transactions**\
  Type “Send 100 USDC to Mom” or simply tap “Pay,” and Strovum handles the rest securely.
* **Real-Time Settlement**\
  Payments finalize in seconds, with confirmations integrated into the chat flow.
* **Multi-Chain & Multi-Asset Support**\
  Transactions work across **Ethereum, Bitcoin, Solana, XRP, BNB Chain**, and others—making cross-chain payments feel seamless.

#### 🧾 Built for Everyone

* **Individuals, Creators, & Businesses**\
  From freelancers to enterprises, Strovum enables secure, scalable payments.
* **Invoice Payments**\
  Send branded, tokenized invoices directly in chat with real-time tracking.
* **Bulk Payouts**\
  Automate payments to multiple recipients across chains—ideal for teams or reward programs.
* **Gasless Group Payments**\
  Powered by SKALE, users can split payments or tip in groups without fees.
* **Gasless Airdrops**\
  Distribute tokens without requiring recipients to pay gas—streamlining onboarding.

#### 🌍 On/Off-Ramps

Strovum integrates with regulated providers like **Coinbase, Transak, Stripe, Circle, MoneyGram**, giving users the ability to:

* Convert crypto to fiat
* Withdraw to local banks or cash pickup points
* Access over 180 countries worldwide

#### 🔜 Coming Soon

* **Crypto Card Support**\
  Spend digital assets at merchants globally with future card integrations.

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### 💬 Chat

Messaging is central to Strovum. Chat seamlessly coexists with payments, allowing individuals, teams, and communities to communicate, coordinate, and transact without switching platforms.

#### 🔑 Key Messaging Features

* **Real-Time Messaging**\
  One-on-one or group chats with instant delivery and status updates.
* **Message-Driven Payments**\
  Tap to pay or request value directly inside the conversation.
* **Request & Confirm**\
  Trigger, approve, or confirm transactions naturally through chat.
* **Group & Community Chats**\
  Organize families, teams, or DAOs with shared ledgers, role permissions, and token-gated access.
* **Business Messaging**\
  Connect with crypto-enabled merchants—send payments, ask questions, and resolve orders within the app.

#### 🧠 AI-Powered Assistance

* **Smart Suggestions**\
  AI guides users through payments, corrects errors, and optimizes transactions.
* **Conversational Onboarding**\
  New to crypto? The AI walks you through features step-by-step in plain language.
* **Safety Alerts**\
  Real-time warnings for risky actions or suspicious links.

#### 📞 Voice, Video & File Transfer

* **Encrypted Calls**\
  Secure voice and video for teams, clients, or communities.
* **Secure File Sharing**\
  Instantly send images, invoices, or documents directly in chat.

#### 🔒 Built for Trust

* **End-to-End Encryption**\
  All messages, calls, and files are encrypted for privacy and compliance.
* **Unified Experience**\
  Chat, payments, calls, and support all under one interface.

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### ☄️ Web3 Utilities

Strovum embeds advanced Web3 tools directly into conversations, turning complex blockchain operations into intuitive experiences.

#### 🔑 Core Web3 Features

* **Cross-Chain Transfers**\
  Send and receive across Ethereum, Base, Bitcoin, Solana, XRP, BNB Chain, and more—without switching wallets.
* **Token Swaps & Bridging**\
  Swap or bridge assets automatically within the platform.
* **Stablecoin & Major Token Support**\
  Manage USDC, ETH, BTC, SOL, and others securely in one wallet.
* **Gas Optimization**\
  Transactions are routed intelligently for minimal fees and maximum speed.

#### 💸 Staking & Passive Yield

* **Token Staking (Coming Soon)**\
  Stake assets to earn rewards or unlock premium features.

#### 🎁 Airdrops & Rewards

* **Gasless Airdrops**\
  Deliver tokens to users with no gas fees for onboarding or engagement.
* **Activity Rewards**\
  Earn for referrals, usage, or completing in-app actions.
* **Gamified Experiences**\
  Surprise rewards, NFT collectibles, and bonuses encourage retention and engagement.

#### 🎨 NFT Tools

* **Mint & Sell NFTs**\
  Create and manage NFTs directly in-app.
* **Chat-Enabled NFTs**\
  Send or showcase NFTs within conversations to unlock features or collectibles.

#### 🏦 Blockchain Banking Tools

* **Simplified DeFi Banking**\
  Manage, grow, and move assets easily with a decentralized wallet.
* **Smart Wallet Features**\
  Schedule recurring transfers, manage portfolios, and automate distributions.

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Strovum integrates payments, messaging, and Web3 functionality into a single, fluid experience—making crypto approachable, rewarding, and conversation-first.